A.M. Best Co. has assigned a financial strength rating of A- (Excellent) and an issuer credit rating of “a-” to DTRIC Insurance Underwriters, Limited (DIUL) (Hawaii). The outlook for both ratings is stable.

　　DIUL conducts insurance business in Hawaii with a focus on providing commercial property, motor and workers’ compensation classes of business on a direct basis. With initial capital of USD 3.75 million, the company is fully owned by DTRIC Insurance Company Limited (DTRIC) (Hawaii), whose primary shareholder is Aioi Insurance Company, Limited (Japan).

　　The ratings recognize the explicit financial and operational support from DTRIC. Both DTRIC and DIUL are run by the same management team. In addition to sharing infrastructure, operations and control systems, DIUL is also protected by a reinsurance agreement issued by DTRIC, where the liabilities of DIUL have been reinsured through a 100% quota share.

　　For Best’s Credit Ratings, an overview of the rating process and rating methodologies, please visit www.ambest.com/ratings.

　　The principal methodologies used in determining these ratings, including any additional methodologies and factors that may have been considered, can be found at www.ambest.com/ratings/methodology.

　　Founded in 1899, A.M. Best Company is a global full-service credit rating organization dedicated to serving the financial and health care service industries, including insurance companies, banks, hospitals and health care system providers. For more information, visit www.ambest.com.