Causing rampant fear among the investing public, the stock market dropped even further in November with domestic stock indices falling across the board. The Wilshire 5000 Equal was the biggest loser at -45.43 percent, but was closely followed by both the Wilshire 5000 Value at -38.34 percent and the S&P 500 at -37.67 percent. Foreign indices dropped even more, with the international MS EAFE falling an incredible -49.76 percent as of Nov. 30, 2008. Looking at yields over the long term, the barometer by which retirement holdings should be judged, the Wilshire 5000 Equal did well over the past 10- and seven-year periods. But diversification to limit overall risk is clearly needed, and the current financial crisis couldn't bring that fact more clearly into focus. Over the 10-, seven-, five-, three-, and one-year periods, five-year Treasuries outperformed five-year GICs and bonds. For the most part, GICs came in second place overall.