Securing Your Health Care Coverage
Saturday, Mar 28,2009, 5:50:46 PM Click:
Copyright: PR Newswire
Source: PR Newswire
Wordcount: 644
What can the elderly over the next five days to ensure coverage for the next nine months
SHELTON, Conn., March 27 / PRNewswire / - The open enrollment period for individuals who are enrolled in Medicare plans to make final changes to their benefits in 2009 will end Tuesday, March 31. Seniors and their caregivers have five days to take a look, consider a further change, they can not switch to a new Medicare plan. The next opportunity for change will be in November for a 1 January 2010 effective date.
"Today, older people should have had experience with their benefits, both to see doctors, filling prescriptions and finally consideration of the package of information provided by insurers disease, "said Bill Stapleton, president and CEO of a health plan, the parent company of MedicareSolutions, an online brokerage insurance and information portal." Some May be surprised to learn that doctors are no longer in their plans or networks that co-pays and other costs have risen more than they had anticipated. "
Prior to April 1, Medicare beneficiaries can make the following changes:
- Those enrolled in Medicare Advantage plans with drug coverage to order may disenroll back to original coverage and coverage for prescription drugs. - Those enrolled in a benefit of Medicare Prescription Drug (MAPD) plan can switch to another MAPD plan. - Those enrolled in original Medicare may enroll in a Medicare Advantage plan.
Stapleton, whose company offers side comparisons of Medicare Advantage plans through its websites and www.healthplanone.com www.medicaresolutions.com recommends reviewing your policy and make appropriate changes before the lock - in date.
However, there are situations in which older persons can make changes or after 1 April 2009, including:
- Lose employer-sponsored health benefits - Move to another county or state - Go in or out of a nursing home - are diagnosed with a chronic illness or disabilities are considered after lock-in beginning of period - Sign Up or disenroll Medicaid or - Meeting with certain levels of income and benefit from government programs Medicare.
"We received a number of calls from seniors concerned about how the economy in May about their ability to access and pay for necessary health care," Stapleton, 15-year veteran in the industry health insurance, said. "There are programs of the federal state and that the elderly in May to be eligible if their income reaches a certain level. These safety nets to ensure that individuals are not sacrificing their health due to inability to pay. "
Low-income subsidies for coverage of Medicare prescription drugs are available through the Centers for Medicare and Medicaid Services (CMS). Additional assistance is available through other government programs to help offset the monthly cost of Part B premiums and other charges. Seniors with annual incomes below $ 12,500 for individuals and $ 25,000 for couples are eligible for assistance. States also have programs to help seniors pay for the cost of health benefits, including New York Drug Program of EPIC, Connecticut ConnPACE of Texas and Texas Kidney health care program. For more information on these and other programs, visit http://www.medicaresolutions.com/state-medicare-information.asp.
MedicareSolutions "also customer service can help individuals determine if they are eligible for federal and state programs and help to apply for these funds by visiting www.medicaresolutions.com or by calling ( 800) 328-7305.
Founded in 2005, a health plan is a health insurance license and a major market for health insurance online, offering the widest choice of health plans for individuals, families and beneficiaries Medicare. Through its comprehensive Web sites, which include health plans comparison tools and educational information and improving its model of customer service, individuals can buy the best health plans for their care health and accessibility needs. For more information, visit www.healthplanone.com for individuals and families and www.medicaresolutions.com for Medicare beneficiaries.
Source One Health Plan, L.L.C.
CONTACT: Maria Gordon Shydlo, +1-914-682-2172, for a health plan
This is an information service of Thomson Business Intelligence Service © 2006. This content is only for your personal use, subject to the terms and conditions. No redistribution allowed.
Source: PR Newswire
Wordcount: 644
What can the elderly over the next five days to ensure coverage for the next nine months
SHELTON, Conn., March 27 / PRNewswire / - The open enrollment period for individuals who are enrolled in Medicare plans to make final changes to their benefits in 2009 will end Tuesday, March 31. Seniors and their caregivers have five days to take a look, consider a further change, they can not switch to a new Medicare plan. The next opportunity for change will be in November for a 1 January 2010 effective date.
"Today, older people should have had experience with their benefits, both to see doctors, filling prescriptions and finally consideration of the package of information provided by insurers disease, "said Bill Stapleton, president and CEO of a health plan, the parent company of MedicareSolutions, an online brokerage insurance and information portal." Some May be surprised to learn that doctors are no longer in their plans or networks that co-pays and other costs have risen more than they had anticipated. "
Prior to April 1, Medicare beneficiaries can make the following changes:
- Those enrolled in Medicare Advantage plans with drug coverage to order may disenroll back to original coverage and coverage for prescription drugs. - Those enrolled in a benefit of Medicare Prescription Drug (MAPD) plan can switch to another MAPD plan. - Those enrolled in original Medicare may enroll in a Medicare Advantage plan.
Stapleton, whose company offers side comparisons of Medicare Advantage plans through its websites and www.healthplanone.com www.medicaresolutions.com recommends reviewing your policy and make appropriate changes before the lock - in date.
However, there are situations in which older persons can make changes or after 1 April 2009, including:
- Lose employer-sponsored health benefits - Move to another county or state - Go in or out of a nursing home - are diagnosed with a chronic illness or disabilities are considered after lock-in beginning of period - Sign Up or disenroll Medicaid or - Meeting with certain levels of income and benefit from government programs Medicare.
"We received a number of calls from seniors concerned about how the economy in May about their ability to access and pay for necessary health care," Stapleton, 15-year veteran in the industry health insurance, said. "There are programs of the federal state and that the elderly in May to be eligible if their income reaches a certain level. These safety nets to ensure that individuals are not sacrificing their health due to inability to pay. "
Low-income subsidies for coverage of Medicare prescription drugs are available through the Centers for Medicare and Medicaid Services (CMS). Additional assistance is available through other government programs to help offset the monthly cost of Part B premiums and other charges. Seniors with annual incomes below $ 12,500 for individuals and $ 25,000 for couples are eligible for assistance. States also have programs to help seniors pay for the cost of health benefits, including New York Drug Program of EPIC, Connecticut ConnPACE of Texas and Texas Kidney health care program. For more information on these and other programs, visit http://www.medicaresolutions.com/state-medicare-information.asp.
MedicareSolutions "also customer service can help individuals determine if they are eligible for federal and state programs and help to apply for these funds by visiting www.medicaresolutions.com or by calling ( 800) 328-7305.
Founded in 2005, a health plan is a health insurance license and a major market for health insurance online, offering the widest choice of health plans for individuals, families and beneficiaries Medicare. Through its comprehensive Web sites, which include health plans comparison tools and educational information and improving its model of customer service, individuals can buy the best health plans for their care health and accessibility needs. For more information, visit www.healthplanone.com for individuals and families and www.medicaresolutions.com for Medicare beneficiaries.
Source One Health Plan, L.L.C.
CONTACT: Maria Gordon Shydlo, +1-914-682-2172, for a health plan
This is an information service of Thomson Business Intelligence Service © 2006. This content is only for your personal use, subject to the terms and conditions. No redistribution allowed.
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