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Questions Remain About Short Term Health Insurance Even After President Speech

 

Thursday, Sep 10,2009, 12:45:26 PM   Click:

President Barack Obama addressed the nation yesterday to clear confusion about his health care reform proposal. He outlined many pieces of his plan but left some wondering about whether getting temporary insurance quotes for short term health insurance (http://www.temporaryinsurancequotes.com/short-term-health-insurance.html) is a viable option while waiting for congress to pass a bill. TemporaryInsuranceQuotes.com offers a way for consumers to find information about temporary health insurance plans.

President Obama's health care proposal would allow Americans to keep their current coverage if they wish but will also offer a public plan as small part of an overall plan. This public option would make coverage more affordable for those currently without health insurance. These options would require free coverage for routine checkups and preventive care.

The proposal would also create an "insurance exchange" that would allow individuals and small businesses to bargain for insurance collectively in order to find more competitive prices. The plan would also bar insurance companies from denying coverage due to pre-existing conditions and would prohibit annual and lifetime caps on the coverage recipients can receive. In addition, it would impose limits on out-of-pocket expenses.

It would cost an estimated $900 billion for the health care overhaul, but President Obama states that this would still be "less than we have spent on the Iraq and Afghanistan wars and less than the tax cuts for the wealthiest few Americans that Congress passed at beginning of the previous administration."

Some currently without health insurance may choose to find temporary health insurance (http://www.temporaryinsurancequotes.com) while waiting for congress to finalize details on this proposal. If so, they can choose to obtain quotes from TemporaryInsuranceQuotes.com to find short term coverage at an affordable rate.

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