OLDWICK, N.J.--(BUSINESS WIRE)-- A.M. Best Co. has withdrawn the financial strength rating (FSR) of C++ (Marginal) and issuer credit rating (ICR) of "b" and assigned an NR-5 (Not Formally Followed) to the FSR and an "nr" to the ICR of United Liberty Life Insurance Company (United Liberty) a former subsidiary of Citizens Security Life Insurance Company (Citizens Security) (both of Louisville, KY).

Effective first quarter 2009, United Liberty was merged into Citizens Security.

For Best's Credit Ratings, an overview of the rating process and rating methodologies, please visit www.ambest.com/ratings.

The principal methodologies used in determining these ratings, including any additional methodologies and factors that may have been considered, can be found at www.ambest.com/ratings/methodology.


Founded in 1899, A.M. Best Company is a global full-service credit rating organization dedicated to serving the financial and health care service industries, including insurance companies, banks, hospitals and health care system providers. For more information, visit www.ambest.com.

A.M. Best Company

Analysts

Louis Savarese, 908-439-2200, ext. 5168

louis.savarese@ambest.com

or

William Pargeans, 908-439-2200, ext. 5359

william.pargeans@ambest.com

or

Public Relations

Jim Peavy, 908-439-2200, ext. 5644

james.peavy@ambest.com

or

Rachelle Morrow, 908-439-2200, ext. 5378

rachelle.morrow@ambest.com



Source: A.M. Best Company