In the spring of 2008, the Life Insurance Settlement Association (LISA) launched a search among its members for an insurance broker to officially endorse. A call for submissions went out to all qualifying LISA members. Proposals were received by the Association and submitted to the LISA Board of Directors for consideration. With due consideration to all proposals, the LISA Board determined that Todd Associates Inc. would receive the honor.

The association is extremely proud to announce that Todd Associates, Inc. will carry our official endorsement. Todd Associates is widely recognized as a leader in providing critical errors and omissions services to the life settlement industry," remarked Doug Head, LISA Executive Director. "In a time of dramatic and complex changes for our industry, Todd Associates brings a wealth of experience as an insurance broker with a comprehensive understanding of this evolving secondary market. We're honored to endorse this member in good standing."

The announcement marks the first such official endorsement by LISA, the oldest and largest membership organization in the settlement industry. A Life Settlement is the sale of an existing life insurance policy to a third party for more than its cash surrender value but less than its net death benefit. Life settlement transactions represent a growing secondary market for life insurance offering consumers a lucrative alternative to the lapse or surrender of their insurance policies. Currently, life settlements are regulated in states representing over 76% of the U.S. population. It is expected that by 2010, over 90% of the American public will live in states regulating life settlements.

About Todd Associates, Inc.

Founded in 1939, Todd Associates, Inc., offers a wide-range of products to protect company, employee and individual interests. These products and services include but are not limited to property and casualty, employee benefits, professional liability and risk management. Over the past ten years, Todd Associates has become one of the most recognized specialists in providing insurance programs for the Life Settlement Industry. Todd Associates joined LISA in 2006 and is a member in good standing. For more information please visit: http://www.toddassociates.com.

About LISA

Established in 1994, the Life Insurance Settlement Association is the oldest and largest trade organization in the industry. Its goal is to promote the development, integrity, and reputation of the life settlement industry, and to promote a competitive market for the people it serves. LISA now represents over 140 members with a wide variety of interests in the industry. For more about the Association, visit www.thevoiceoftheindustry.com.