Most insurers of property damage and life more and more to find and keep their greatest business challenge and react to recession by increasing the allocation of cash and strengthen risk management, a survey reveals.

The research was reported by the Louisville, Ky.-based insurance assets Subcontracting Exchange, which analyzes the data and aggregate insurers confidential "for participants to exchange.

Fifty-six percent of insurers surveyed said they considered growth / conservation business as critical, 53 percent of insurance companies are to strengthen the practice of risk management and 35 percent are of 'changes to their investment policies and guidelines, their survey.

Eighty-seven of 112 CFOs and investment managers were interviewed in the ownership of insurers, the company said.