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    • American Strategic CEO: Business Principles Lead to Strong Combined Ratio

      American Strategic Insurance Corp. President and Chief Executive Officer John Auer said several factors have led to its strong combined ratio. According to an AMB Credit Report, the property writer has had an average combined ratio in the m...

    • Liability Exposures in Providing Accounting Services to Contractors

      John F. Raspante, CPA, MST, is the director of compliance and risk management as well as the director of education with Graf Repetti Co., LLP. Material for this article comes from Camico Mutual Insurance Company (www.camico.com), where the...

    • Gulf Coast Congressman Calls Again for Wind Coverage in National Flood Program

      Rep. Gene Taylor, a Democratic congressman whose Mississippi home was wrecked by Hurricane Katrina in 2004, is again urging the Obama administration to insist on wind-damage coverage in an overhaul of the National Flood Insurance Program. T...

    • Insurance Companies to Fund Arson Investigators, Prosecutor in Michigan

      A group of insurance companies have decided to fund a two-year pilot program to fight home arson in Wayne County, Mich., because resources to prosecute offenders are diminished. Just before the Michigan Insurance Fraud Awareness Coalition h...

    • Perspectives: Are Contingent Commissions Wrong if They're Disclosed?

      Like Jason in the endless sequels of the Friday the 13th movies, the debate over contingent commissions just won't die. Five years ago this month, then-New York Attorney General Eliot Spitzer unleashed a firestorm of controversy by filing a...

    • P/C Industry's Net Income And Overall Profitability Tumbled In First-Half 2009

      Private U.S. property/casualty insurers net income after taxes fell 59.3 percent to $5.8 billion in first-half 2009 from $14.1 billion in first-half 2008. Insurers overall profitability as measured by their annualized rate of return on aver...

    • NAIC Adopts Often-Drafted Paper on Natural Catastrophes

      The full membership of the National Association of Insurance Commissioners approved a white paper on natural catastrophe risks after more than four years and 15 drafts at its fall national meeting. The NAIC Executive Committee and Plenary a...

    • Heavy rain, a memory - Floods have Strike Anywhere

      Flooding impacting Georgia, North Carolina, and Tennessee is a reminder, flooding and flash floods can happen almost everywhere, and at any time. According to the Federal Emergency Management Administration, on average between 20 and 25 perc...

    • NAMIC Names David Scott as Legislator of the Year

      The National Association of Mutual Insurance Companies on Monday presented the Federal Legislator of the Year Award to United States Rep. David Scott, D-Georgia, at its Annual Convention in Atlanta. A respected member of the House Financial...

    • Navigators Names New CEO of Underwriting Agency

      NEW YORK_Insurance company Navigators Group Inc. on Friday said it named a new CEO of its principal U.S. underwriting agency, Navigators Management Co., also known as NMC. Christopher Duca, who joined the company in 2001 and has led NMC's ma...

    • Ex-Convicts in Work Force Pose Liability Problems

      California employers would be wise to take another look at their criminal background check policies in light of the possibility the state may be forced to release many prisoners early because of jail overcrowding, say some observers. Many e...

    • Now’s the Right Time to Pass Surplus Lines Bill

      REP. DENNIS MOORE, D-Kan., said last week that he hoped the third time would indeed be the charm for the Nonadmitted and Reinsurance Reform Act. We couldnt agree more. For the third time, the House of Representatives has approved a measure t...

    • Settlement Returns Fans to Middle-earth

      The Hobbit Bilbo Baggins will go there and back again after all. Following the settlement last week of a dispute between Warner Bros. unit New Line Cinema and trustees for J.R.R. Tolkiens estate over profits from the Lord of the Rings films...

    • Lloyds Bank in Talks with UK Gov't on Toxic Assets

      LONDON_Britain's Lloyds Banking Group PLC said Friday it is negotiating with regulators about possibly reducing the amount of toxic assets to be covered by the Government Asset Protection Scheme, an insurance plan for securities that have b...

    • Insurers Oppose New California Workers' Comp Mandate

      A California bill to prohibit a workers' compensation insurer from rescinding or modifying an authorization for medical services after the services are rendered is before Gov. Arnold Schwarzenegger. Sponsored by Assemblywoman Bonnie Lowenth...

    • Montpelier Re Holdings Sets 3Q Results Release Date

      Montpelier Re Holdings expects to release its third quarter results after the market close on November 3. The company will host a conference call to discuss the results on November 4, at 8 a.m. Eastern Time. The conference call will be avai...

    • Many Classic Car Owners Are Paying Too Much for Insurance

      Despite a slowed economy, many car collectors are still paying top dollar for their dream machines -- and to protect them. At the Monterey Auto Auction recently, a 1965 Shelby Daytona Cobra Coupe CSX2601 sold for $7.3 million, setting the re...

    • Q3 Forecasts Hint At P/C Gain

      The earnings season starting in a few weeks will be a critical one for the economic recovery. It is likely to provide evidence supporting or rebuff the army of analysts and economists who forecast a recovery to begin in earnest during the s...

    • Claims Relating To Suicide In The Workplace Governed By Workers Comp, Experts Say

      Suicide generally is not a liability issue for employers, even if it is committed in the workplace, observers say. Lawsuits in this area tend to be funneled into the workers compensation system, they say. Workers comp exclusivity provisions...

    • Nationwide Cautions Public About 10-State Scam

      Nationwide Insurance is cautioning people in at least 10 states that a series of counterfeit checks have been mailed to people, claiming to be advanced fees for a larger contest prize administered by the company. But according to Nationwide...
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