Slain Greenwich Developer's Widow Will not Get Insurance Mon

Slain Greenwich Developer's Widow Will not Get Money Insurance: $ 15 MILLION INSURANCE POLICY Altimar Dave The Hartford Courant, Conn. McClatchy-Tribune Regional News
February 26 - February 26, 2009

The widow of murdered Greenwich real estate Andrew Kissel has lost its voice to an insurance company to pay about $ 15 million life insurance.

The company continued Hayley Kissel, saying he did not have to pay because that Andrew Kissel had accepted the fact that he was a chronic drug user and had sought psychiatric care.

One of the theories of police in 2006 was that Kissel murder - who was facing 10 years in federal prison for bilking banks - have hired someone to kill him, so that her two children could get the $ 15 million payment.

Hayley Kissel had claims that the insurance agent who sold Andrew Kissel policy violated state law by encouraging Kissel undisputed delete two life insurance policies worth $ 4 million and hiding the fact that he knew her husband's drug problems.

U.S. District Judge Vanessa Bryant ruled recently that Andrew Kissel knew what he signed false documents. The decision allows Northwestern Mutual Life Insurance Co. to cancel the $ 15 million policy.

Connecticut is one of few states that allow insurance companies to refuse payment of a life insurance policy based on false medical information provided by a policyholder - even if the cause of death is not linked .

Bryant also rejected assertions Hayley Kissel on the insurance agent, Jeffrey Weinstein, although she acknowledged it may have committed fraud.

Andrew Kissel, was brutally murdered in April 2006, about two months before the $ 15 million policy became incontestable under the State law.

The police charged Carlos Trujillo, Kissel's driver, and Leonard Trujillo, a close friend of Carlos, in the murder.

In his ruling, Bryant Kissel detailed the extent of drug and depth of psychiatric problems who made him see many doctors over the years.

At one point Kissel had four physicians writing prescriptions for five drugs, including Lexapro, Percocet Zithromax and, according to the summary of 15 pages published decision Bryant.

Kissel on the antidepressant Lexapro when he was killed and admitted to several of his psychiatrists that he had a history of mental illness and heavy cocaine use, dating from the 1990s, court records.

When asked on the medical questionnaire for the North-West of politics if he was on any medications, he replied, "yes - more vitamins." When asked if he had been treated for emotional problems or depression, he replied "no."

Court documents show that Kissel even lied about his brother, Robert Kissel. When asked about his family history, he said that his brother was "healthy", even if he had been murdered a few years earlier by his wife, Hong Kong.

"It seems that almost everything on this claim was false, except for his name," Greenwich lawyer Patrick R. Gil said.

Gil is one of the parties at trial, since he was appointed executor of the estate of Andrew Kissel, although Hayley Kissel was the beneficiary of the insurance policy.

Gil said he was surprised that Bryant acted without sending the case to a jury and what he expects the appeal decision.

Stamford lawyer Brian Daley, representing Hayley Kissel, not commenting on the decision on Wednesday. Daley said Bryant a call of the decision is under consideration.

Kissel's body was discovered around 6 am on the morning of 3 April 2006 by furniture movers. The Kissel moving out of the house during their divorce proceedings. There were no signs of tampering and no signs of a struggle inside.

Investigators believe that Kissel, either let the killer or killers through the security barrier at the bottom of the driveway, then into the house, or someone who has the code of the security barrier and a key the house gained entry.

He had been bound and stabbed several times in the back.

Leonard Trujillo of Worcester, Massachusetts, was accused of capital crime, and Carlos Trujillo, who police believe was the last person to see Kissel alive, had been charged with conspiracy to commit murder.

Police allege that Carlos had hired to kill Leonard Andrew Kissel, even if they do not reveal a pattern. Both men have pleaded not guilty and are being, awaiting separate trials.