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The Hartford encourages drivers to "Keep the flow of li

 

Wednesday, Mar 25,2009, 11:38:10 AM   Click:


Another risk of a failing economy in May, an increase in the number of drivers who travel American highways and byways in the absence of auto insurance. The decline in house prices, rising unemployment and turmoil in financial markets have hit consumers and some May be to reduce the costs of protection on the road. Because of the economic slowdown, according to a recent study by The Insurance Research Council (IRC), more than one in six drivers throughout the United States May drive without auto insurance in 2010.
A recent survey conducted by The Hartford found that 86 percent of drivers do not know what is in their automobile insurance policy. It is clear that now more than ever, drivers should examine their own auto insurance policy to see if it not only offers the most comprehensive coverage, but also adequate protection against uninsured motorists.

"Maintaining an adequate level of insurance is crucial," said Michael Concannon, Senior Vice President for Personal Lines at The Hartford. "Whenever the driver takes the wheel, it can protect them and their passengers, d others who are not insured and it will help drivers avoid adding financial after an accident. "

For those who are affected by the economic slowdown May consider dropping their car insurance, it is important to note that the coverage of automobile insurance is required in most states. Leave a reduction in May not only illegal, but could lead to financial problems in case of accident. There are, however, a number of ways to save money while maintaining appropriate levels of protection:

* May Increase deductibles substantially lower premiums. Before choosing a higher deductible if, make sure you have enough money set aside to pay for disaster.
* Purchase of automobile and insurance through the company to take advantage of the multi-policy discounts. Customers with multiple policies with The Hartford are eligible for discounts.

* Take a defensive driving course. To complete an approved course, drivers are eligible for a discount. Further reductions credits good student, air bag anti-theft device discounts and rebates.
* Reduce the number of miles driven or consider carpooling. The Hartford offers lower premiums for motorists who drive fewer than average miles per year.
* Drivers should ensure they are with a carrier that does not fall, if they have an accident. The Hartford provides coverage continues as long as certain conditions are met.

To review the auto insurance coverage or for more information on how to reduce premiums, drivers should contact their independent agent or visit www.hartfordauto.com.

The Hartford, a Fortune 100 company, is one of the largest diversified financial services companies, with revenues of $ 25.9 billion in 2007. The Hartford is a leading provider of investment products, life insurance and employee benefits, automobile and homeowners products and business property and casualty insurance. International operations are located in Japan, the United Kingdom, Canada, Brazil and Ireland. The Hartford is the Internet address www.thehartford.com.

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