Insurance Cost For 17 Year Old

Insurance Cost For 17 Year Old

This is why we need UNIVERSAL HEALTH CARE. CIGNA insurance refused a liver transplant to a 17 Year old girl and took her name off the transplanr list. Child dies. CIGNA saved money. We need to end the days of Ins, Company's. 


 remember when I was growing up and couldn’t wait to turn 16 years old so I could get my driver’s license and borrow my dad’s car to impress the young girls giving me a sense of great confidence and independence.

At that time, my family and I were living in Orleans, Ontario in Canada not far from Ottawa, the nation’s Capital. The legal driving age was 16 years old back then. Insurance cost for 17 year old or 16 year old like I was at the time was very expensive back then in Ontario, Canada. Now days with the inflation and cost of living, it is almost impossible for a 16 or 17 year old teenager young driver to afford auto insurance on his own.

A lot of parents are very nervous about registering their children on their own auto insurance policy at 16 or 17 for very good reasons. The main concern many parents will have is dealing with the facts that their children are still very young without any driving experiences and very little maturity to be put behind the wheel of a car. Not to mention their own insurance policy being raised following an accident, good bye to those no-claims bonus. The other side of the coin might be to tell your children to wait until they find a job and can afford their own insurance policy risking a lot of nervous tension. Statistics are showing that each year over 5,000 teenagers between the age of 16 to 20 die in car accidents. These young drivers are at a greater risk of being involved in a car accident than it is for driver over 20.
Many factors affect insurance cost for 17 years old. Insurance companies base their prices depending on the number of claims per zip codes or area you live in, the types of car you will be driving, the year and model, being a male or a female, having an approved driver-training course will also help getting your child a better deal. As you can see the cost of an auto insurance policy is not simply based on the age of a driver. Did you know that currently, the legal age range at which teenagers are allowed to drive without supervision is from 14 in South Dakota to 17 depending on other states.

Insurance cost for 17 year old or younger can vary anywhere from $1,500 to $3,000 or more a year on a parent’s policy again depending on the criteria listed above.

17 Year Old Drivers(Car Insurance)

Many 17 year olds with a provisional or full licence face some of the most expensive car insurance premiums in the UK. The cost of insurance for 17 year olds can be unaffordable and many insurance providers are simply unable to offer a quote.

Endsleigh has a panel of specialist insurance providers with the ability to provide competitive rates for the younger driver. We also have a wealth of knowledge of the things that can be done as a seventeen year old driver to help to reduce your car insurance premiums. Check out our 17 year old driver car insurance top tips page for further details.

17 year olds are the most expensive group of drivers to insure and are often subject to large age excesses of £350 and more. This is because one in five drivers will have an accident in their first year on the road. As time goes on drivers gain experience behind them the insurance premiums and excesses are likely to reduce as long as they have managed to avoid accidents. This is because they are proving themselves to be safer drivers and the risk that they represent to an insurance company is reduced.

Seventeen year old male drivers are even more likely to be involved in a road accident than seventeen year old female drivers. Therefore, car insurance rates for seventeen year old boys and girls differ accordingly.

Endsleigh use a panel of insurers and because of this we are able to provide quotes for 17 year olds. We can provide quotes to start a car insurance policy in your name, whether you are a fully qualified driver or on a provisional licence. We are also able to quote both comprehensive and third party insurance rates.